E-Sign Consent and Electronic Communications

Last Updated: January 13, 2025

PLEASE PRINT AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS.

You are submitting a request to engage with us for Services, which may include engagement with one or more of our partners. In so doing, you will be receiving certain Communications electronically. You are entitled, if you prefer, to receive information and provide necessary signatures via paper records, as described in more detail below.

By providing your consent, you are agreeing to the use of electronic records and signatures in connection with your relationship with us and one or more of our partners. You are also agreeing and confirming that:

• You have reviewed this Consent Agreement,
• You have the hardware and software described below,
• You can receive and review electronic records, and
• You have an active email account and have provided the correct address to us.

In this consent, the words “we,” “us,” and “our” means QuinStreet, Inc. and each of our subsidiaries and brands, including but not limited to QuinStreet PL, Inc., AmOne, Modernize, Insure.com and 360 Finance. The words “you” and “your” means the person(s) giving consent.

“Communications” means each disclosure, notice, record, document or other information we provide to you, or that you sign or submit or agree to at our request, in connection with your relationship with us and any Service we provide.

“Service” or “Services” mean each and every product or service we offer, provide to you, or that you apply for, own, use, administer or access, either now or in the future.

1. CONSUMER CONSENT. By providing your consent, you affirmatively consent and agree to receive electronically all Communications we provide to you, including any disclosures required by law. These Communications may be delivered to you via email or online at our partners’ websites. You further affirmatively consent that your electronic signature on agreements and documents has the same effect as if you signed them in ink.

We may always, in our sole discretion unless law requires otherwise, provide you with any Communications in writing or send it to you via the U.S. mail or other means of delivery, even if you have chosen to receive it electronically. We may require any information you provide to us, or any document you sign, to be delivered to us in writing. You should print or download a copy of any electronic Communication we provide to you for your own records, including this Consent Agreement.

2. SCOPE OF CONSENT. Your consent to receive Communications and to do business electronically applies to Communications related to all Services we may make accessible or available, or offer to you, whether through a website, software application, email, messaging services (including SMS/text messages), or otherwise. Your consent includes, but is not limited to, any request to be matched with our partners and any services provided by those partners. Your consent also applies to all online interactions between you and our partners, including those conducted via mobile devices.
3. WHAT YOU NEED – HARDWARE AND SOFTWARE REQUIREMENTS. In order to access and retain the Communications electronically, you will need the following:
   • Internet access through a current, compatible browser that includes at least 128-bit encryption
   • Access to an email account
   • Adobe Acrobat Reader
   • A printer or the ability to print the Communications
   • Long term storage device (such as your computer's disk drive) to retain a copy of the Communications
   • If you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add relevant QuinStreet email accounts to your email address book.
4. ACCESSIBILITY. If you are having problems viewing or accessing any Communications, please contact us via email to esignpaperrecords@quinstreet.com or by sending such request to QuinStreet, Inc., 950 Tower Lane, Floor 12, Foster City CA 94404, Attention: Legal-ESIGN.
5. REQUESTING PAPER RECORDS. You may request a paper copy at of any Communication with us at no charge to you via email to esignpaperrecords@quinstreet.com or by sending such request to QuinStreet, Inc., 950 Tower Lane, Floor 12, Foster City CA 94404, Attention: Legal-ESIGN. Requests for paper copies of Communications with our partners should be made via the mechanisms found on their websites.
6. WITHDRAWING YOUR CONSENT. You can withdraw your consent to any partner at any time by contacting the partner. You can withdraw your consent to QuinStreet by submitting an email to qs_compliance@quinstreet.com or by sending such request to QuinStreet, Inc., 950 Tower Lane, Floor 12, Foster City CA 94404, Attention: Legal-ESIGN. Your withdrawal of consent will become effective after we have had a reasonable opportunity to act upon it. By withdrawing your consent, your ability to use the Services may be adversely affected.
7. CONTACT INFORMATION. We will not be able to communicate with you unless your contact information with us is current. You may update such information via the “Contact Us” link on our website. Our partners have similar features on their websites to enable you to keep your contact information current.
8. LEGAL EFFECT. BY CLICKING “SUBMIT” OR A SIMILAR CALL-TO-ACTION BUTTON, YOU AGREE TO THESE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH US ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM OUR PARTNERS OVER THE INTERNET.