How Much Does A Home Warranty Cost?
Understanding the cost of a home warranty is essential for homeowners looking to protect their major systems and appliances from unexpected breakdowns. A home warranty can provide peace of mind...
Home Warranty
Average Cost: $35 - $60
OneGuard Home Warranty offers comprehensive coverage options for homeowners, ensuring systems and appliances are protected with exceptional customer service and a high claim approval rate. Their plans, Systems Guard, Appliance Guard, and Home Guard, cater to diverse needs, although availability is limited to three states.
OneGuard Home Warranty is a popular choice for homeowners seeking comprehensive coverage and exceptional customer service. Founded in 1990, OneGuard has built a strong reputation over the decades for its extensive service offerings and flexible plans. Known for its wide range of coverage options for home systems and appliances, OneGuard stands out in the home warranty market. The company operates primarily in Arizona, Texas, and Nevada, catering to the diverse needs of homeowners in these states. As a discerning homeowner, you should always look at both the positives and the negatives of any company, and this OneGuard Home Warranty review does just that below.
Every home warranty company has their pros and cons, and OneGuard Home Warranty is no different.
OneGuard offers three main plans, which this review covers in detail: the Systems Guard, Appliance Guard, and Home Guard. These plans provide varying levels of coverage for home systems, appliances, or both.
This plan focuses on major home systems. It covers essential components like electrical, plumbing, heating, and cooling systems. This is ideal for homeowners who want to protect their home’s critical infrastructure. Key systems covered include:
This plan is tailored for homeowners who want to ensure their household appliances are protected. It covers a wide range of kitchen and laundry appliances, making it a good choice for those who prioritize appliance functionality. Key appliances covered include:
This is the most comprehensive plan, combining the coverage of both the Systems Guard and Appliance Guard plans. It’s designed for homeowners seeking extensive protection across both systems and appliances. Coverage includes everything from the Systems Guard and Appliance Guard plans, offering peace of mind for nearly all home components.
In addition to the main plans, OneGuard offers several add-on options for more personalized coverage. These include:
These options allow homeowners to customize their coverage to better fit their specific needs, ensuring comprehensive protection for their home.
When deciding on a home security company, it’s vital to understand not only their offerings but how much you can expect to pay per month and for service calls. This OneGuard Home Warranty review breaks down costs based on plan type.
The Systems Guard Plan provides coverage for essential home systems such as electrical, plumbing, heating, and cooling. The monthly cost for this plan varies between $35 and $50, influenced by factors such as the size and age of your home, as well as your geographic location. Additionally, the choice of optional add-ons and the selected service call fee can affect the final monthly premium. This plan is ideal for homeowners looking to protect their home’s critical infrastructure.
The Appliance Guard Plan covers a broad range of household appliances, including refrigerators, dishwashers, and laundry machines. The cost ranges from $30 to $45 per month. The pricing within this range depends on the number and type of appliances covered, as well as any additional services or customizations you opt for. Factors such as geographic location and the chosen service call fee also play a role in determining the final cost. This plan is perfect for homeowners who prioritize appliance functionality.
Combining the coverage of the Systems Guard and Appliance Guard plans, the Home Guard Plan offers comprehensive protection for both systems and appliances. The cost for this plan ranges from $50 to $65 per month, reflecting the extensive coverage provided. Homeowners with larger properties or homes with more complex systems and appliances might find themselves at the higher end of this range. The final premium is also affected by the choice of add-ons and the service call fee option selected. This plan is ideal for those seeking extensive protection for their home.
The service call fee, which is paid each time a technician visits your home, varies between $69 and $100 per visit. Homeowners can often choose a higher service call fee to reduce their monthly premium, or a lower fee to increase it. This flexibility allows homeowners to balance their upfront costs with potential out-of-pocket expenses. Selecting a service call fee that aligns with your budget and expected service needs can help manage overall costs effectively.
Investing in a OneGuard home warranty provides peace of mind by offering comprehensive coverage that helps homeowners avoid unexpected repair costs for major home systems and appliances. This protection ensures financial stability by covering significant expenses that arise from system failures or appliance breakdowns.
OneGuard’s extensive network of professional contractors ensures timely and reliable service. Homeowners can avoid the hassle of finding and vetting repair technicians, as OneGuard’s pre-screened contractors are available with a simple phone call. The 24/7 customer service further enhances convenience, ensuring assistance is available whenever needed.
OneGuard differentiates itself by including unique services like pest control and carpet cleaning in some plans. These additional services provide extra value by addressing common household maintenance needs that are typically not covered by other home warranty providers, contributing to a cleaner and more pest-free home environment.
With multiple plan options and a variety of add-ons, OneGuard allows homeowners to tailor their coverage to their specific needs. Whether you need protection for major home systems, appliances, or both, OneGuard has a suitable plan. Add-ons such as pool and spa equipment, roof leak repair, and additional refrigeration units enable further customization, ensuring you only pay for the coverage you need.
A OneGuard home warranty can lead to significant cost savings by covering repair and replacement costs for major home systems and appliances. Preventive maintenance services, like HVAC tune-ups and pest control, help extend the life of home components and prevent costly future repairs, making the investment financially prudent.
For those considering selling their home, a OneGuard home warranty can be an attractive selling point. It provides potential buyers with added security and peace of mind, making the home more appealing. Additionally, it protects sellers from post-sale disputes related to system or appliance failures.
OneGuard is known for its excellent customer service, with high customer satisfaction ratings. This level of support ensures that homeowners feel valued and well taken care of, enhancing their overall experience with the warranty provider.
When comparing OneGuard to other home warranty providers like American Home Shield and Choice Home Warranty, several key differences and advantages emerge.
American Home Shield (AHS) is one of the largest and most well-known home warranty providers. It offers highly customizable plans, allowing homeowners to choose which systems and appliances they want to cover. This flexibility can be a significant advantage for those with specific coverage needs. However, AHS lacks some of the unique services that OneGuard provides, such as pest control and carpet cleaning. Additionally, while AHS is renowned for its breadth of options, some customers report variable service quality depending on the contractors in their area.
Choice Home Warranty generally offers lower premiums compared to OneGuard, making it an attractive option for budget-conscious homeowners. However, this cost-saving comes with trade-offs. Choice Home Warranty’s coverage might not be as comprehensive, and it does not include the unique services offered by OneGuard. Customer service and claims handling with Choice Home Warranty also receive mixed reviews, with some customers expressing dissatisfaction with the timeliness and quality of repairs.
While American Home Shield offers extensive customization and Choice Home Warranty attracts with lower premiums, OneGuard excels in providing comprehensive coverage and unique additional services. For homeowners who prioritize extensive protection, high-quality service, and added value from unique offerings, OneGuard is a standout option in the home warranty market. However, for those focused primarily on cost or specific customizable options, American Home Shield and Choice Home Warranty may also be suitable choices. You can explore more options for home warranty companies on our Best Home Warranty Plans page!
OneGuard is a solid option for homeowners looking for extensive and flexible coverage with excellent customer service. If you value unique services like pest control and carpet cleaning and are willing to pay a bit more for higher premiums, OneGuard could be the right choice for you. However, if budget constraints are a primary concern, you might want to compare it with other providers to find a plan that better fits your financial situation.
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