Select Home Warranty Review 2025

Select Home Warranty Review: Detailed Company Insights

As one of the top warranty companies in the nation, Select Home Warranty is home to some of the most affordable monthly premiums and service fees in the industry. In addition to the low fees, they also offer regular discounts and promotions, especially for new homeowners. The inclusion of roof leak coverage with all their plans is a nice perk that most companies don’t offer.

Available to the vast majority of homeowners — except those in Nevada, New York, Washington, and Wisconsin — the company responds to service calls within minutes and gets you on the schedule for what is often a same-day service. Here’s what to expect if you choose Select Home Warranty to protect your new investment.

Pros and Cons of Select Home Warranty

When choosing a home warranty provider, it’s important to weigh both the benefits and potential drawbacks. While Select Home Warranty offers affordable pricing and extensive coverage, there are some limitations to consider. Below, this review breaks down the key pros and cons to help you make an informed decision.

Pros

• Affordable Prices: Select Home Warranty offers monthly fees and service calls that are on the lower end of the price spectrum for similar companies.
• Wide-Ranging Coverage: The coverage options are varied and robust.
• Work Guarantee: Select Home Warranty offers a 30-day guarantee on their work. If something goes wrong within that 30 days, they will make it right.

Cons

• Repeat Service Fees: If you need to call for more than one problem with the same appliance or system, a service fee will be charged each time.
• Claim Denials: Some customers report that claims are denied for seemingly small or arbitrary reasons.
• No Mobile App: Select Home Warranty can only be contacted via phone or website, which may be inconvenient for people on the go.

What Select Home Warranty Offers

There are a few points that make Select Home Warranty stand out from the rest of the competition. Here’s what the company offers.

Roof Leak Coverage Is Standard

While most companies will not offer roof leak protection or will provide it as a pricey add-on option, Select Home Warranty includes roof leak coverage with all plans at no extra cost. This helps ensure that this common problem, one that isn’t usually covered, is something homeowners don’t have to worry about.

Wide Array of Coverage Options

Though homeowners are the target of Select Home Warranty, the company offers options for real estate agents, contractors, buyers, and sellers. The basic warranty plan is Bronze Care; for more peace of mind, upgrade to the Platinum Care or Gold Care for more coverage and more items covered under the policy. Here are the options:

• Bronze Care: Expect coverage for your washer and dryer, refrigerator, and other kitchen appliances (including the garbage disposal).
• Gold Care: All that you get covered with Bronze Care as well as coverage for the electrical and plumbing systems, the water heater, air conditioner, and HVAC (including ductwork).
• Platinum Care: This rolls Gold Care and Bronze Care into one robust package.

Add-ons include pools, sump pumps, well pumps, sprinkler systems, septic systems, spas, lighting, and much more.

Easy Claim Submission and Tracking

Claims can be submitted by entering the name, policy number, and description of the problem — and that’s it. The exceptional ease of creating claims online means that you don’t have to do much else beyond wait for Select Home Warranty representatives to call you about what is going on. Contact is usually very quick, within a matter of minutes in some cases, and you can track the status of your claim online as well.

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How Much Does Select Home Warranty Cost?

Monthly premiums for Select Home Warranty range from $38 to $65. Those monthly fees don’t include the service fees, which are between $60 and $75 each. These competitive prices are one of the reasons Select Home Warranty is a customer favorite.

If you choose the annual plan, you will save money — however, not all homeowners can shell out $479 to $699 for that policy all in one go. That’s why monthly plans are the most common.

Factors Affecting Select Home Warranty Costs

The costs you will pay for service from Select Home Warranty depend on a number of factors, some of which we’ve listed here.

• Geographic Location: Where you live determines your local labor costs. That helps define the charge that you will see when you make a service call. Expect costs to be higher in urban areas where there is usually greater demand for services and lower in rural areas.
• Regular Discounts and Promotions: Select Home Warranty offers regular promotions and discounts that can reduce your monthly payment, give you a break on a service fee, or bring down the cost of repairs.
• Extent of the Repair or Replacement: The repair you need might cost more than the coverage limits offered by Select Home Warranty. In that case, you will pay out of pocket for the overage. If you need a full replacement of a home system or appliance, that will almost always exceed coverage limits, so you will have to pay more to the contractor for the service.

Benefits of Investing in Select Home Warranty

Why would you choose to go with Select Home Warranty over the other guys? Here are just a few reasons why.

• Transparent Pricing: What you see is what you get when it comes to the prices you can expect. Monthly fees and service call prices are set and readily available. Before the work is done, the service provider will give you a firm estimate on what the total job will cost.
• Choose Your Own Contractor: Select Home Warranty offers the unique option of letting you choose your own contractor to handle the work. If the contractor already works with Select Home Warranty, that’s great! If not, you might have to negotiate with the contractor you choose to ensure they will accept the requirements that Select Home Warranty demands during the repair process.
• Handle Everything Online: Though there is no mobile app, the website is very robust and allows you to handle everything online. Information from start to finish is right there on your account portal, which can also serve you well for home insurance purposes.
• Frequent Discounts: There are many discounts for homeowners, especially those who are signing up for the first time. Some recent promotions include discounts on annual plans or a free month of service.
• Guarantees: The company offers a 30-day guarantee on any work. If you have an issue with the same system or appliance within that 30-day window, the company will come back out and take care of the problem for no additional service fee.

Select Home Warranty vs. Its Competitors

When choosing the best home warranty company for you, it pays to do your homework. When you do, you will find many competitors. Here are some of the top competition for Select Home Warranty and what they offer.

Select Home Warranty vs. First American

First American offers affordable plans but add-ons seem to be lacking. That means you might not get everything you need in one policy. Expect a fixed service fee at a competitive price. The company covers improper installation and maintenance, which is a rarity among home warranties. There have been some customer complaints about service delays and difficulty in reaching customer service to resolve issues after the initial call.

Select Home Warranty vs. Choice Home Warranty

Choice Home Warranty prides itself on some of the lowest monthly premiums in the business, as well as fast response time when you do need help. They go a bit further than Select Home Warranty with a guarantee of 90 days on service; if you have a problem with a system or appliance within 90 days of the initial service, they will come back out for free. Claim processing seems to be slow.

Select Home Warranty vs. American Home Shield

A trusted name in home warranties, American Home Shield has low-cost premium options, covers improper installation and repairs, and doesn’t dig into paperwork concerning your home’s previous owners or issues. However, to get the best service you must go with a higher priced premium, and even then you might face claim denials that require appeals and thus take up a good amount of time and energy.

Is Select Home Warranty Right for Me?

With a great track record of providing solid service for homeowners and a guarantee that helps ensure things are done right the first time, Select Home Warranty makes homeowners feel safe and secure. If you’re looking for competitive pricing and a friendly company — and you can get past the lack of a mobile app for on-the-go reporting — this might be the right company for you.

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