Top Home Warranty Professionals near Augusta, MT 59410
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Finding the Right Home Warranty Provider In Your Area
Appliances break. Systems wear out. A home warranty can help you manage those unexpected repair costs. Whether you’re a new homeowner or you’ve lived in your house for years, choosing the right home warranty provider can give you peace of mind and protect your budget.
A little research can go a long way. These are a few steps to get started with finding a home warranty company you can trust:
Ask Around: Talk to friends, family, or neighbors about their experiences with home warranty providers. Online reviews on Google or the Better Business Bureau can also give you insight into how companies handle claims and customer service.
Connect via Modernize: Modernize connects you with vetted home warranty providers in your area. You can quickly compare options and choose the one that fits your needs and budget.
Compare Companies: Collect quotes from at least four companies, visit their websites to compare coverage, exclusions, and terms, and read customer feedback to learn how they handle claims and repairs.
Ask Them Questions: Ask about coverage options, service fees, exclusions, response times, and whether they work with licensed local technicians. Make sure the provider explains everything clearly before you sign up.
Meet In Person: Some companies may offer to review the warranty in person or over the phone. Use this opportunity to ask questions, confirm policy details, and request a written quote.
How Much Does a Home Warranty Cost Near Me?
The national average cost for a home warranty ranges from $300 to $1,200 per year, with most homeowners spending around $600 annually. Monthly payments typically range from $25 to $100, depending on the plan.
Your cost varies based on:
Coverage Level: Basic plans cover fewer items, while comprehensive packages include appliances, plumbing, HVAC, and more.
Home Size and Age: Larger or older homes may cost more to cover due to added systems and wear and tear.
Service Fees: Each claim usually comes with a service call fee between $60 and $125, depending on your provider and plan.
Optional Add-ons: Coverage for things like pools, spas, or well pumps often costs extra.
Frequently Asked Questions
Are home warranties worth the money?
They can be. A home warranty can save you hundreds — or even thousands — on covered repairs or replacements. If your appliances or systems are older, the peace of mind is often worth the cost.
What does a home warranty typically cover?
Most home warranty plans cover key systems like heating, cooling, plumbing, and electrical, as well as major appliances like refrigerators, ovens, and washers. Each provider offers different options, so always read the fine print.
Is a home warranty required in my state?
No, home warranties are not legally required for homeowners in any state. However, they are often recommended, especially for buyers purchasing older homes or those without recent upgrades.
