When creating a financing application in 360 Finance, one of the first decisions you’ll make is selecting a Project Tier. While it may seem like a small setting, your selection influences the financing offers presented to the homeowner and should be based on the margin and profitability of the specific project.

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Standard Plus Project Tier

For most projects, Standard Plus is the recommended choice. This tier presents homeowners with a carefully managed set of financing offers, helping prevent selections with excessively high dealer fees while still providing meaningful financing options.

Choose Standard Plus when:

  • You’re financing a typical project.
  • You want to balance homeowner choice with project profitability.
  • You want to limit exposure to higher dealer fee options.

Custom Plus Project Tier

Custom Plus expands the range of financing offers available to the homeowner, providing greater flexibility for projects that can support a broader selection of financing options.

Choose Custom Plus when:

  • You’re working on a higher-margin project.
  • The project can support additional financing flexibility.
  • You want to present a wider range of financing offers for the homeowner to consider.

Quick Tip

When selecting a Project Tier, think about the project’s margin, not just the financing experience.

  • Most projects: Choose Standard Plus to provide a balanced set of financing options while helping protect profitability.
  • Higher-margin projects: Choose Custom Plus when additional financing flexibility makes sense for the project.

Selecting the appropriate Project Tier at the start of the application helps align financing options with your project’s goals and creates a better financing experience for both you and your customer.